I have to agree with everyone about LOOKING at your contract and doing the math on your payments. If it doesnt add up to the amount owed in 90 days then you get popped with fees and costs simply put.
Educate yourself first before you sign any type of contract and ask questions. I have used Progressive twice so far with no issues and paid my balance in full with no issues.
If payments are too low call them and they will adjust your payments as needed to prevent most of the complaints you see here. Ignorance is what got most people looking here right now
Reason of review: Good customer service.