I was approved for a loan by progressive. When I chose the item I wanted to purchase the salesman explained to me in entirely, Progressive payment options and charges.
I felt it was outrageous but I wanted the item. I read my lease after downloading it to my phone. It explained how I have a certain amount of time to call to make changes to my payment or it would not matter they would still take the same payment out, I get an email about a week before the due date. They also had every payment and date of each payment on the contract.
Like I said for people in need with bad credit it's a high interest option. Progressive is not responsible for Big Lots low quality furniture. It's hard for me to believe people will think they can get the best of quality for a low price! You can walk in to any Big Lots and see that it's not the best of furniture.
Rent to own's are almost just the same, quality just a little better. I have dealt with them all. You know any No Credit Check place, interest rates are Very Outrages. Just Try to be patient and put that money in savings and just purchase some furniture in cash.
You might even catch a good sale. I also have dealt with mistakes from other companies when it comes to my money sad to say but it's life. Live and learn! Try to save a little so you want have to give these people your hard earned money but if you can't handle your money to do better you are going to keep dealing with these shady business.
Read Read your contracts I promise you all these complaints I feel your pain but it's all in the contract and it's not in the small print.
If these sales people are lying they need to be fired! The salesman I had in West Monroe, Louisiana he explained everything didn't leave confused.