I did not have a problem with Financing through Progressive. If you understand the process and read your contract you will be okay.
If you lease and do an early payoff you will not be being more than the furniture is worth. If you choose to make monthly payments until the end of the lease then yes you will pay so much more. Depending on your situation. I paid of my purchase within the 90 days and was very happy.
I was thinking about delaying and paying it off for the whole 12 month period, but after thinking about it what since would that have made to pay double.
Good luck with your choice. Make a decision that works best for you.
Reason of review: Good customer service.
I liked: Easy process.