I did my application online, got an email for a qualified amount. Went to the store picked out my items and they were delivered next day.
I can log into their website make my payments and even see my pay off amount if I choose 90 days same as cash. As for the credit check, the store I visit advertises "no credit check" but that doesn't mean that an outside lender such as Progressive doesn't do one.
I really would expect they would. I love the convenience of pay my payment when I have the time and seeing immediately how and where the payment is applied as well as my pay off at any time.
Reason of review: Good customer service.