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1 comment

Me and my husband had two progressive leases. We were told by Mattress Firm and Art Van that Progressive leases will report to credit bureau so if you are trying to fix your credit, this was a good way to do it.

I read the contract enough the 2nd time around to know they would absolutely violate you on interest rates to take full advantage of people who are fixing their credit. Mind you my score was above 620 at the time and I still didnt qualify for the regular credit at a horrible interest rate, but not as high as lease. Anyway since we were told it would help our score, we did it. We paid off first lease within 90 days, and nothing was reported to any bureau.

The second lease was paid off 1 month early, so we paid 4x the amount the mattresses were worth, and once again nothing reported and no improvement with score from them. Also, we asked them to rearrange our due date, which they did, but said we would still get a bunch of calls since the system would never stop the calls with the due date change.

Do not do it unless you are desperate, and even then just dont do it. They prey on people.

Product or Service Mentioned: Progressive Leasing Furniture Leasing.

Reason of review: Problems with payment.

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